Chime is a company that partners with established banks to provide its users with online financial features and benefits. You can easily send money from Chime to Cash App and other services like PayPal without any monthly service fees.
By the end of this guide, you will know how to connect your Chime card to Cash App and transfer funds between these two platforms or pay someone new.
Can You Transfer From Chime to Cash App?
Yes, transferring your funds from Chime to peer-to-peer (P2P) services like Cash App or PayPal, is a simple process. Chime and Cash App lets you do online payments without concerns about third-party access to the transaction.
Even if your Cash App account doesn’t currently have funds, linking it to Chime allows you to effortlessly bring money to Cahs App or send money to someone.
How to Send Money from Chime to Cash App: Step-by-Step
You can transfer money from Chime to Cash App using three different methods. Let’s take a look at how each method works.
1. Connect Your Chime Bank Account
When you link your Chime account to Cash App and make a payment or add cash to Cash App, the money is deducted directly from your Chime account. For this process to work, you must have active accounts with both payment providers.
Step 1: Open the Cash App and navigate to the “Add Bank” section.
Step 2: Choose “Chime” from the list of options.
Step 3: Then log in to your Chime bank account to connect with Cash App.
Step 4: Open Cash App and specify the amount you wish to send or add to Cash App.
Step 5: Confirm your payment by selecting “Pay“.
Step 6: Since your accounts are linked, the designated amount will be deducted automatically from your Chime account.
2. Link Your Chime debit Card
Alternatively, you can utilize the Chime debit card to add or transfer money to your Cash App account. Here’s how to do it:
Step 1: Launch the Cash App and navigate to the “Banking” section.
Step 2: Tap on “Add Debit Card” and input your Chime card details.
Step 3: Proceed with the prompts to establish a connection between your Cash App and Chime accounts.
Step 4: Then open Cash App > tap on “add cash” > enter the amount of money you want to send.
Step 5: you will need to select your Chime debit card as the funding source.
Step 6: Review the transaction details and tap on Confirm.
With these steps, the funds will be promptly withdrawn from your Chime account and should be available in your Cash App account within a few minutes.
3. Use Chime’s Pay Anyone Transfer Service
Chime’s Pay Anyone Transfer Service provides a convenient solution for transferring funds to someone who uses Cash App but doesn’t have a Chime account. This method is especially useful when your goal is to transfer funds from your Chime account to a Cash App user.
Step 1: Open Chime (website or app) and select “Pay Anyone”.
Step 2: You need to provide the recipient’s email address or phone number (Chime will request permission to access your contacts) associated with their Cash App account.
Step 3: Specify the amount you want to transfer.
Step 4: Review the transaction details and tap on Send to initiate the transfer.
Step 5: After the transaction, the recipient will receive a notification via Cash App.
Step 6: They will accept the funds directly into their Cash App account.
Just use any of these methods and you should be able to load funds or transfer money to someone’s (or yourself) Cash App from Chime.
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Common questions about sending money from Chime to Cash App:
What is the fee for sending money from Chime to Cash App?
Chime does not charge for using the Pay Anyone Transfer Service. Also, the Cash App does not impose any fees when you add or receive money from an external account.
How much time does it take to transfer money from Chime to Cash App?
The duration for transferring money from Chime to Cash App depends on the chosen method. If you link your Chime debit card to Cash App, the transfer is instant. However, if you use a bank connection, it may take approximately 3 to 5 business days for the recipient to receive your payment.
What are the sending money limits between Chime and Cash App?
When transferring money from Chime to Cash App, the limits depend on the specific transaction type and account status. You can transfer up to 20 times per day from Chime with a maximum daily limit of $10,000 that can extend up to $25,000 per month.
If your Cash App account is unverified, you have a weekly transaction limit of $250, which can increase up to $7,500 once verified.
Can you send money from Cash App to Chime?
If your Chime account is connected to Cash App you can directly transfer funds to Chime.